P2P (Peer-to-Peer) Crowd Financing offers qualified Micro, Small, and Medium Enterprises (MSMEs) the option to ‘Crowd Fund’ the financing required by connecting them with potentially thousands of investors via an online platform. With this option, MSMEs can now secure the working capital that they need through an alternative source. Meanwhile, investors get risk-adjusted returns by choosing to support the businesses in line with their core values.
Pengendali Pembiayaan Orang Ramai P2P (Peer-to-Peer) menawarkan kepada Perusahaan Mikro, Kecil dan Sederhana (PMKS) yang berkelayakan, untuk mendapat dana dari orang ramai (dan institusi-institusi) dengan cara menghubungkan mereka dengan ribuan pelabur-pelabur yang berpotensi melalui platform digital atas talian. Melalui pilihan ini, PMKS kini boleh mendapatkan modal kerja dan belanja modal yang mereka perlukan melalui sumber dana alternatif P2P. Sementara itu, pelabur-pelabur akan mendapat pulangan terlaras risiko dengan memilih untuk melabur berdasarkan tahap selera risiko masing-masing.
How does peer-to-peer financing work?
Peer-to-peer financing is a fairly straightforward process. All the transactions are carried out through Recognized Market Operators of online P2P Crowd Financing platforms registered with Securities Commission Malaysia.
Trusted by SMEs and Investors
Leveraging on Fintech to assist SMEs in managing risks with Insurance
General Insurance helps to protect businesses from the financial impact, whether it’s big or small. However, the statistics remained the same year after year that around 50% of SMEs are uninsured and for those that are insured, 85% of them are underinsured.
Due to the lack of insurance coverage, many SMEs have suffered tremendous losses and would have no way to be compensated because they were uninsured. As such, Cofundr is on a mission to get the uninsured SMEs insured through the KitaCover campaign. This campaign promotes the education and awareness of insurance among SMEs and is supplemented with a Pre-approved Insurance Premium Financing plan provided by Cofundr to assist with affordability.
And as part of our commitment to the SME community, Cofundr will fully subsidise the financing costs of any uninsured SMEs that are getting insurance for the first time under the campaign. This is a limited time offer, so please register your interest today!
*terms and conditions apply
Find out more about KitaCoverLet’s make an Impact!
Let’s make an impact together with your investment ringgit and choose to support businesses that is in line with your core values. At Cofundr we encourage our investors to be selective with their choices. As such, we strive to offer not just a range of commercially diverse selection of investment opportunities but to include sustainable and shariah complaint responsible investment opportunities as well to meet this goal.
View All OpportunitiesBefore investing, let’s talk about Risk!
Are there any risks involved? Yes. As with all investments, investing your money for a return will always expose you to financial risks and Cofundr is not exempted from this risk. Investments made on our platform are not insured and are not covered by the Capital Market Compensation Fund (CMCF). There is a possibility that the issuer may not be able to meet its financial obligations.
Although every care has been taken to safeguard your investment, we ask that you consider the suitability of the investment product before you proceed and encourage you to build a diversified portfolio to mitigate default risk, if you do.
Read Our FAQs